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Rich was hired as the Construction Manager in January 2014 to lead the demolition of the existing gymnasium and construction of the new 100,000 SF athletic center that would accommodate the university's current enrollment rates. Rich is awarded the New Science and Engineering Building at Cape Cod Community College. Rich is awarded the Tobin Montessori & Vassal Lane Upper Schools project. We hire and develop the most highly skilled managers, field superintendents, foremen and administrative staff. Our firm is characterized by people that have worked for us many years running, often until they retire. Rich is awarded the Multi Department Relocation Plan project. We have significant experience and expertise working on LEED Certified projects and have completed several projects that have achieved LEED Silver or higher. field, management and administrative talent who share our values and passion for the work that we do. Our team has worked successfully on extremely tight, urban jobsites without incident. We understand green design and construction and can provide valuable sustainable guidance on any project. Rich understands the LEED framework in detail and currently, 80% of our Project Management Team are certified LEED Accredited Professionals. Our plan of action includes thoughtfully timed materials delivery and storage, clearly marked and safe access to the site, containment of the construction zone, workforce parking and optimal work sequencing. Rich is a leader in sustainable design and certification. Read More The goal of our cost estimating efforts is not merely to predict the costs of construction as designed, but ultimately to make sure that the project can be built within defined budgetary limits. When performing on a jobsite that has a limited amount of space, which is often the case when working in more urban environments or when building out an addition on an existing property, our teams are well-versed at strategically devising a site logistics plan to maximize the use of the restricted space. Rich is recognized as one of the Top Places to Work for 2019. Demonstrating our commitment, in action, is a time-lapse video of one of our recently completed success stories... The project included complete demolition of the existing school and construction of the new, three-story metal framed school building and a one-story wing housing the school’s music and art departments, a full gymnasium, and cafeteria. Our safety program encompasses not only the construction environment but also visitors, abutters, the occupants and the surrounding community. Read More Creating an accurate and realistic schedule is the backbone of a successful project. Our critical path method schedules serve as an integral part of our construction management, enabling us to manage proactively the short-term and long-term needs of our project. Rich assists the owner and the design team in understanding where money is being spent, and where opportunities might exist to lower costs, to achieve the construction budget or enhance the building program while staying on budget. A large percentage of the projects we undertake occur while a portion of the space is occupied, the build is within an active campus, and/or where adjacent properties are fully operational. Maintaining the safety of these occupants and proactively mitigating construction disruption to these active environments. Rich Doesn't Just Build Buildings; We Build Lasting Client Relationships W. Rich Joint Venture is awarded the Pentucket Regional School Building Project W. Rich is awarded Smith Elementary School Project Founded in 1968, W. Rich Company’s mission is to be regarded as the highest quality and most reliable construction manager and general contractor in the Massachusetts construction market. Rich Company served as construction manager for the new state-of-the-art, 66,000 square foot school. Our #1 priority before all else, is to ensure a safe and incident-free work environment. Rich’s unwavering dedication to safety has led to our firm’s outstanding safety record. Our detailed assessment of existing conditions during the preconstruction phase has proven, in many instances, to not only build upon the integrity of the design but also mitigates many unforeseen challenges to may have occurred during the construction phase. Rich prides itself on making sure we develop schedules that are efficient, streamlined and achievable. Benefits include more realistic results, less rework through the use of a shared model and improved collaboration, ultimately saving time and money for the project. Rich, recognizes that in all phases of the construction process, the critical component is people. Rich’s quality control program is to ensure that all work is performed in compliance with the contract document requirements and with generally accepted construction standards and practices. Read More The greatest opportunity to ensure the goals of the project are fulfilled is when the construction manager is involved at the earliest possible stage of the project. During preconstruction, we develop BIM Implementation Plan defining all goals and uses of BIM for the lifecycle of the project. With BIM, the entire project team benefits from key project data and contractor input being compiled and shared in a dimensional model. Rich, we have invested ourselves in creating a cutting-edge quality program that focuses on planning, control and building quality into the construction process, as well as effective inspections, audits and when necessary, management of corrective work. Rich uses BIM-based 3D modeling to conduct MEP coordination. SWIFT code (also known as ISO 9362, SWIFT-BIC, BIC code, SWIFT ID or SWIFT code) is a standard format of Business Identifier Codes approved by the International Organization for Standardization (ISO). It is a unique identification code for both financial and non-financial institutions. (When assigned to a non-financial institution, a code may also be known as a Business Entity Identifier or BEI.) These codes are used when transferring money between banks, particularly for international wire transfers, and also for the exchange of other messages between banks. The codes can sometimes be found on account statements. A routing number identifies the financial institution and the branch to which a payment item is directed. Along with the account number, it is essential for delivering payments through the clearing system. In Canada, there are two formats for routing numbers: An Electronic Fund Transactions (EFT) routing number is comprised of a three-digit financial institution number and a five-digit branch number, preceded by a "leading zero". Example : 0XXXYYYYY The electronic routing number is used for routing electronic payment items, such as direct deposits and wire transfers. MICR Numbers or widely known as Transit Numbers are used in cheques processing. It appears on the bottom of negotiable instruments such as checks identifying the financial institution on which it was drawn. A paper (MICR) routing number is comprised of a three-digit financial institution number and a five-digit branch number. It is encoded using magnetic ink on paper payment items (such as cheques). Rbc newton rbc banque royale en direct RBC Branch and ATM Locator. Address Newton 13681 72nd Ave Surrey, BC, V3W 2P2 Phone 604 665-8414 Transit # 5220. Branch Details. Branch Hours. Mon Find RBC Royal Bank of Canada locations opening hours and closing hours in Surrey, BC Newton and other contact details such as address, phone number, website. Welcome to RBC's on-line Engineering Data Guide for Spherical Plain Bearings. RBC has been a pioneer in spherical bearing technology since inventing the fractured outer race design over 40 years ago. Since that time, RBC has continued to introduce industry leading innovations such as high misalignment, angular contact, extended inner ring, tapered bore, case carburized, and enhanced lubrication groove spherical bearing designs. These advanced products are used in pivoting, high load bearing applications where angular misalignment is required. Most typically, RBC spherical plain bearings are employed in hydraulic cylinder rod ends, vehicle steering linkage suspensions, heavy equipment articulated joints, and other severe duty uses. To access critical dimensions and data for your design questions, use the Search By Criteria section below. If you are uncertain as to which of RBC's Spherical Plain Bearings is best suited for your design application, check with our selection guide. To view an entire product series, select a product from the table of contents. Bank of Montreal (1613) Bank of Nova Scotia (2185) Canadian Imperial Bank of Commerce (CIBC) (2114) CENTRAL 1 CREDIT UNION (1182) CREDIT UNION CENTRAL ALBERTA LIMITED (372) CREDIT UNION CENTRAL OF MANITOBA (224) CREDIT UNION CENTRAL OF SASKATCHEWAN (356) FEDERATION DES CAISSES DESJ.

Batteries and support for your existing Neuton Mower are still available. As technology evolves we strive to offer the best in cordless, battery-powered outdoor equipment. DR Battery-Powered Tools make up a family of professional grade yard care tools that combine the POWER and DURIBILITY of gas-powered equipment with the convenience of CLEAN, QUIET, LIGHTWEIGHT, CORDLESS technology. Shop Neuton Batteries Our 16" PRO-16 model battery mower is our lightest and easiest to maneuver model. The 21" PRO-21 battery mower features the performance of a gas mower but with clean, hassle-free electric power. Mow with self-propelled ease with our PRO-21SP Battery Mower. Variable speed propulsion lets you match your mowing speed to your walking pace. Shop DR 62V Mowers What happens if you run out of charge before you've finished mowing your lawn? Some battery-electric mowers have their batteries built-in, forcing you to stop mowing while you wait for them to recharge. But with the DR® Battery-Powered Yard Tools Li PRO battery, if it runs low, simply drop in a freshly-charged spare in seconds and keep right on working. As a small Vermont company, each customer matters to us. We promise that every contact with us - from sale to service to ongoing support - will be friendly, responsive, and reliable. To the scientist anything that is unknown is important. 2 — February 1975 — Science and People Download PDF version History is the story of great discoveries and great inventions. Seldom do we come upon a person who is not, at some time or another, interested in one of these mysteries, a person who does not feel the challenge of the unknown. Some persons are challenged by the mysteries of the moon and stars; some by the mysteries of the atoms; others by the mysteries of living things, including themselves. Science is an imaginative and exploratory activity. The scientist requires evidence before delivering an opinion. Critical thinking is an important aspect of the scientific attitude. In solving a problem we need to ravel out some of the contributing factors and work with those we can control. Science consists of a body of related and verifiable statements of the type: "if ..... then ....." All discoveries of truth in science are reached by people going around the new truths in ever-narrowing circles, drawing nearer and nearer to them, until some bold and gifted person seizes the very centre of the new truth and makes it visible to everyone. There are people who credit all scientific discoveries to chance and accident. Discoveries are made by scientists who observe an unexpected phenomenon, an inexplicable result, an impossible occurrence. That is, to them, a pointing finger, and they plunge into research to find the why and the how and the meaning. A scientist may not be the first person ever to see a curious phenomenon, but he is the first to it. He looked twice at an unusual occurrence, was dissatisfied with his inability to account for it, and sought persistently for an explanation. People in business can with profit follow his lead: observe coolly, analyse without emotion, collect the evidence and examine it critically. The scientist seeks to see things together so that he may make comparisons. He develops skill in turning to profitable account previously undetected relationships among the things and conditions in his environment. In science, truthfulness is an essential condition for success. What was true yesterday may not be true today, or only partly true. The truth of Aristotle was replaced by the truth of Newton which was replaced by the truth of Einstein. A scientist is not interested in finding something that is popular, or that fits in with his ideas, but only in finding out what is true. It is well for everyone, in whatever line of work he may be engaged, to apply detailed analysis to wholesale or hypothetical assertions, and to substitute specific inquiry for temperamental convictions, and to prefer a small new fact to a cloud of opinion. Non-scientists tend to believe that a laboratory is swarming with eye-popping discoveries every week, but no knowledge is gained and no theory is developed without a great deal of labour. Both the "pure" scientist and the "applied" scientist work arduously. Theoretical research seeks to know things better; applied research seeks to learn how to do things better. In one case knowledge is sought for her own sake; in the other case the desire is to find ways of applying a newly discovered fact or theory to solution of practical problems. Research workers in pure science are vastly enlarging our field of knowledge. In John Milton's memorable words they are "still searching what we know not by what we know, still closing up truth to truth as we find it." Aristotle, son of a physician at the court of King Philip of Macedon, organized the first scientific inquiry in the world. He was so curious about nature that he had a thousand men collecting material for his natural history. What would happen in Canada if every person started collecting specimens and asking questions about things that they have up to now taken for granted? These two activities led to the great advances in scientific discovery and understanding. The twilight zone between what we know and the vast range of what we do not know presents us with innumerable frontiers for exploration. Scientific exploration has some of the attributes of good housekeeping. To be a good scientist you need to have a tidy mind that keeps thoughts and facts in their proper place; you must discriminate so as to discern what evidence should be accepted and to discard what is irrelevant; you have to pay attention to small details in your research to prevent something vital from slipping away unnoticed; you are called upon to recover quickly after your work has been interrupted; you need to keep an eye on what your neighbours are doing in the way of finding out and doing new things. The most valuable of all the perceptions we use in scientific research is the perception of cause and effect. This is the most important natural law that we have. Too often we say "in the beginning" and imagine that we have pinned down a vital point from which. But before long we find ourselves asking: "what was there before the beginning to make it possible for the beginning to begin? " Insofar as science accepts the principle of causality, and inasmuch as the universe cannot be self-caused, we are led inevitably to the conclusion that there must be a causal factor not comprised within our present view of the universe. Thomas Aquinas put this principle in a nutshell: "No thing is its own cause, for then it would precede itself, which is impossible." Science is one field in which progress should be measured and given credit. We should not withhold praise from famous men and women of the past because their concepts have been outdated: our important duty is to improve on what they did. Scientists and inventors do not work in vain, even though the products of their minds may be superseded. Newton has been acknowledged as the greatest scientist in history: he discovered the law of gravitation, the laws of motion, the principles of optics, the composite nature of light, and with Leibnitz he invented the calculus. There is not, however, any concept of the Newtonian physics, believed at one time to be the whole truth, that has not been displaced. As Professor Alfred North Whitehead remarked: "The Newtonian ideas are still useful, as useful as they ever were, but they are no longer true in the sense in which I was taught that they were true." Icarus, whose airplane wings fell off and dropped him into the sea when the heat of the sun melted the wax that fastened them together, performed a useful service. Burton of Toronto University, James Hillier and Albert Prebus, produced the electron microscope in 1936 opening up a whole new world to investigation. Sir Arthur Eddington said: "I prefer to think of him as the man who brought to light a serious constructional defect in the flying machines of his day." The first crude microscope was focused on the hidden minutiae of life by the Dutch microscopist Leeuwenhoek, in the 17th century. Roger Bacon discovered the explosive possibilities in a combination of saltpetre, sulphur and charcoal and produced gunpowder in the 13th century: the present century saw the birth of the atom bomb. These are fragments extracted from the score-sheet of science, typical of thousands of discoveries and developments that have contributed, alone or with improvement, to the advancement of human beings in peace and in war. Nobody can deny that science and invention have raised mankind to a higher material level than the one occupied a hundred years ago. They have increased the output of work per man-hour, so that we are able to cope in some measure with the increased demands of a greatly enlarged population. Science has added to the kinds of products that cater to our comfort. It has increased the number of occupations at which men and women may work. Science has given these to people in the developed nations, and they are being extended, though slowly, to the developing peoples of the world. Two of the greatest advances of our age are the production of drugs like penicillin, insulin and sulpha, which have prolonged our lives by many years, and labour-saving machinery which has made work easier and provided more leisure. Science and technology change not only our material environment but our institutions, and this is a good reason for everyone to keep up with what is happening, to learn about, or try to anticipate, the social implications of scientific discoveries and attainments. Every newly discovered process and every invention has brought with it unpredictable uses, created new obstacles to be overcome, and uncovered new problems and frustrations to be resolved. The discoveries of science cannot be put to practical use without the services of the technologist. He makes inventions by interpreting something, adding or taking away or dividing or multiplying something. Every invention that proves useful stimulates further scientific studies which lead to improvements and to more inventions. Of course, everything that is invented is not a memorable addition to our lives. Nearly everyone has said at least once: "Necessity is the mother of invention" but it remained for Herbert A. Leggett, Vice-President of the Valley National Bank in Arizona, to say in one of his monthly letters: "We live in an era when invention is mother of the unnecessary." Automation is the technological revolution of the second half of the 20th century, just as mass production was of the first half. The late Norbert Wiener, distinguished mathematician of Massachusetts Institute of Technology, did much of the conceptual thinking that underlies the new technology. He predicted that automation will lead to the "the human use of human beings"; that we shall experience a phasing-out of the type of factory labour that is engaged in performing repetitive tasks. This will release men and women to use their specifically human qualities - their ability to think, to analyse, to synthesize, to decide and act purposefully - instead of wasting their talents on the dreary work that machines can do better. The development of energy is not a new process and a new problem. James Watt improved the steam engine made by Thomas Newcomen and Richard Trevithick adapted the engine to transport. No one on the platform at Darlington on the day the first railway was opened for traffic would have dared to predict that 150 years later, in October 1974, the pulling of freight cars along a track would have progressed to the point that a train two and a half miles long, with seven diesel locomotives, the successors of steam, would carry grain from Moose Jaw, Saskatchewan to Thunder Bay, Ontario. In physics, an outstanding event was the publication of William Gilbert's in 1600, introducing the word "electricity" for the first time. The simple phenomena associated with static electricity, such as sparks from rubbing a cat's fur, were known for 2,000 years before systematic research was undertaken. Lady Dufferin, wife of Canada's Governor General, tells us in (Longmans Canada Ltd., 1969, edited by Gladys Chantler Walker): "February 28, 1874. I held a piece of wire, or a needle, in my hand, rubbed my feet on the carpet, and touched the [gas] burner; a spark was emitted, and the gas instantly blazed up." Electricity was first turned on for the regular supply of light in New York on September 4, 1882. Had it not been for an armed revolt, that ceremony might have taken place in Canada. Thomas Edison's father, Samuel, who was born in Digby, Nova Scotia, married Nancy Eiliott, a teacher in the high school in Vienna, Ontario. He became a captain of William Lyon Mac Kenzie's insurgents, and when the rebellion of 1837 failed he fled across the border. Thomas was born in Milan, Ohio, on February 11, 1847. To non-scientists, "electronics" often suggests vague impressions resembling science fiction and mysterious invisible power. "An electron is a rare bird whose behaviour is unpredictable," said Whitehead. "Our information about electrons mostly concerns flocks, numbering millions." Sir J. Thomson showed that the cathode rays produced by an electric discharge in a vacuum tube are really streams of particles thousands of times smaller than atoms. Electronic vacuum tubes had just reached the height of their importance when a new discovery led to the development of the transistor, and the field of solid-state electronics came into existence. In these days of electronic checking of passengers boarding airplanes to detect potential hijackers it is interesting to recall that the Moon Gate of the imperial palace near Peiping, China, built 2,300 years ago, was made of solid lodestone, a magnetic iron ore. This was done to prevent assassins from entering the imperial residence carrying weapons concealed in their clothing. Then we split the atom, or, in the more scholarly language of Sir James Jeans: "Thanks mainly to the researches of [Sir Ernest] Rutherford, it has now been established that every atom is built up entirely of negatively charged electrons, and of positively charged particles called protons. With one turn of the kaleidoscope all the sciences which deal with the properties and structure of matter have become ramifications of the single science of electricity." The credit of the first definite proof of atomic transformation belongs to Mc Gill University, Montreal, where Ernest Rutherford, the greatest of all nuclear physicists, came in 1898 (the same year that Marie Curie discovered radium) to a post in the Macdonald Laboratory. In 1903, at Mc Gill, he wrote in his book : "There is reason to believe that an enormous store of latent energy is resident in the atoms of radioactive elements. If it were ever possible to control at will the rate of disintegration of the radio-elements, an enormous amount of energy could be obtained from a small quantity of matter." In 1911 Rutherford announced his nuclear theory. Albert Einstein entered the scene in 1905 with discoveries that have had the most profound and direct effect on the present-day world. The release of the tremendous force of atomic energy could be achieved, he said, according to a formula which he offered, the most important equation in history: E = mc2. The utter destruction of civilization lay within its possibilities. Einstein estimated that in an all-out atomic world war, with both sides thoroughly equipped, two-thirds of all mankind might be slaughtered. In face of this melancholy possibility people as a rule pass over the more laudable peaceful uses of atomic energy. In a controlled chain reaction, the atom can be made to give up its vast store of energy slowly and usefully, to drive a steam turbine, to produce electricity, to purify sea water, to preserve food, to facilitate research in biology, to treat diseases, and in a hundred other ways. Mathematics is referred to as "the queen of sciences" because it enters into and governs almost every other department of knowledge. It is the systematic treatment of magnitude, relationships between figures and forms, and relations between quantities expressed symbolically. Plato wrote that among all the liberal arts and contemplative sciences the science of numbering is supreme. Asked why man is the wisest of animals, he replied "because he knows how to count." Euclid, the first professor of geometry in the university of Alexandria, wrote a textbook called which has shown great staying power. Its thirteen books represent one of the greatest intellectual achievements of mankind. It has been said that more new mathematics has been created during the past fifty years than in the whole previous history of the human face. The gap between the old and the new mathematics fathomed by creative mathematicians has widened rapidly. The abacus is a frame set with rods on which balls or beads are moved by hand in the process of calculating. The computer is a mechanical or electronic apparatus capable of carrying out highly complex mathematical operations at high speed. The other sciences have moved ahead with similarly impressive speed. At the beginning of this century one was likely to be told "The universe is a spider's web" of vibrations on which the fire-flies of stars and atoms hang trembling." That was pretty poetry, but we like to be more specific today, and so we consult observatories like the one on Mount Palomar in California. Its 200-inch telescope has a range taking in about a thousand million galaxies. The biological sciences are not, as some people suppose, merely utilities in medicine and agriculture. The diversity in structure and habit of living things is remarkable, and this variety gives biology a richness in special problems. Nearly two million different species of animals, of which half are insects, have been scientifically described and named. The biologists are helping mankind to continue to preserve its existence in an increasingly distorted environment. Medicine, the art of understanding diseases and preventing them or curing them or relieving them is of interest to every person. a doctor-priest in Egypt set down a detailed record of cases he considered worthy of preservation. Medical research has given great benefits to mankind. There, for the first time so far as we know, man started to rear the foundation of true medical science. Medicine today has entered the microfilm age where knowledge is so vast and changing that it can no longer be bound within the confines of one single cranium. Genetics, the study of heredity, has been combined with the study of mutations to form a science of impressive stature. In 1900 the laws of heredity, stated by the Abbé Mendel in 1865, were rediscovered and established. Anthropology is the scientific study of the physical, social and cultural development and behaviour of human beings since their appearance on earth. It traces the rise and development of civilization. Geology is logic applied to explaining the formation of the earth's crust. Besides its undoubted academic interest, geology is prominent in the practical affairs of life, as, for example, the energy crisis. Nature's operations in laying down the world's mineral deposits have been proceeding over a span of probably two billion years. In one century of active exploitation man has dug well down toward the bottom of some of the mineral bins. While analysing more closely than we did up to a few years ago the condition of stocks and operating results, all we have succeeded in doing is to keep two swift running paces ahead of the grim accountant. Every person who has reached the scientific stage of development - and resource conservationists are among them - realizes that success in living does not depend upon coaxing or forcing nature to do what we want. It depends upon understanding nature's laws, and in making use of them to serve human purposes in perpetuity. Many people are apprehensive about changes they see in their environment and in their customary way of living. It is well to remember, when thinking of changes in the future, that enormous changes have taken place in the past. We need to think of change as part of the process of living; to prepare for it, to accept it, and to make the best of it. Many point out that man's spiritual development has not kept pace with his material progress. "This is obviously true," said George Russell Harrison in his book , "but blame for the situation can as justly be attached to the slowness of spiritual development as to the rapidity of material progress." We are moving toward unknown horizons. The scientist knows that the great art of research lies less in solving problems than in discovering problems to be solved. Most research people dwell in the present only long enough to finish a job: thereafter their minds leap into the future. This is a strange and wonderful universe whose ultimate secrets we may never quite confine within a scientific equation, but it is nevertheless interesting and beneficial to learn as much about them as we can. The Royal Bank of Canada Monthly Letter was published from 1920 until 2008 (under the name RBC Letter). Discover the story behind this historic Canadian publication on the History and About RBC Letter. Rbc newton day to day banking rbc RBC Royal Bank - Surrey - phone number, website & address - BC - Banks. Find everything you need to know about RBC Royal Bank on Please enter what you're searching for What is the Routing Number? A routing number identifies the financial institution and the branch to which a payment item is directed. Along with the account number, it is essential for delivering payments through the clearing system. In Canada, there are two formats for routing numbers EFT Routing Number RBC Branch and ATM Locator. Address Newton 13681 72nd Ave Surrey, BC, V3W 2P2 Phone 604 665-8414 Transit # 5220. Branch Details. Branch Hours. Mon As a firm serving clients in over 100 countries around the globe, RBC Capital Markets relies on the guidance provided by its strong team of leaders. With decades of experience to their names, these leaders use their knowledge to further the firm’s goal of being among the world’s most trusted and successful financial institutions. Derek Neldner is CEO and Group Head of RBC Capital Markets and is a member of RBC’s Group Executive. Derek has global oversight of the firm and together with the Capital Markets Operating Committee, he sets the overall strategy for RBC’s Corporate & Investment Banking and Global Markets activities conducted by its employees worldwide. Prior to his current role, Derek was Global Head of Investment Banking. He has been with RBC since 1995 and has worked across all aspects of investment banking, including leading RBC’s energy investment banking practice for several years. He is a board member of The Hospital for Sick Children (Sick Kids) Foundation and is a member of the Major Individual Giving campaign cabinet for the United Way of Toronto & York Region. Derek holds a Bachelor of Commerce degree in Finance from the University of Alberta and holds the Chartered Financial Analyst designation. Mike Bowick is President of RBC Capital Markets and is a member of the Capital Markets Operating Committee. Additionally, he is head of its Global Markets Division which encompasses the Trading and Sales activities of Global Equities, Fixed Income, Currencies & Commodities (FICC) and Central Funding. He is also responsible for the Funding and Liquidity and Market Services groups within the Investor & Treasury Services division. Since joining RBC in 1986, Mike has assumed increasingly senior roles managing businesses across all asset classes inclusive of derivative and cash products. An active community member, Mike has been involved with a number of charitable initiatives, including as past chair of the United Way Leadership Giving Campaign for RBC. In 2018, under Mike’s leadership, RBC launched the first-ever global RBC Trade for the Kids initiative, which to-date has donated more than $5 million to local children’s charities around the world. Mike was also named a Champion of Change by the Women in Capital Markets organization in 2019 for his continued advocacy of diversity and inclusion in the workplace. Mike holds an undergraduate degree in Business from the University of Prince Edward Island and an MBA from Dalhousie University in Halifax. Troy Maxwell is Chief Operating Officer of RBC Capital Markets with global responsibility for all operational and administrative matters of the firm, including optimizing cost base management and financial resources, and leading the response to regulatory change. Previously, Troy was Executive Vice President of Finance and Chief Financial Officer of RBC Capital Markets and Technology & Operations, where he oversaw all finance services to RBC’s wholesale business and technology and operations platform. Troy is a champion for diversity-related initiatives at RBC and an active member of the community. Since 2009, he has served as the executive sponsor of RBC’s Advancement of Women in Leadership committee, a global leadership forum responsible for driving actions to improve representation of senior women at the bank. Additionally, Troy is a senior advisor for RWomen, RBC Capital Markets’ internal forum dedicated to fostering the development and career aspirations of women. Troy has played a key role in RBC’s annual United Way campaign for several years and acts as Co-Chair of RBC’s national Major Individual Gifts Committee. He is also a member of the United Way Toronto & York Region’s Major Individual Giving Cabinet. Prior to joining RBC, Troy was Chief Financial Officer of CIBC World Markets and a partner at Pricewaterhouse Coopers LLP, where he led the financial institutions and corporate treasury risk management consulting and advisory business. Troy is a Chartered Professional Accountant, and holds an Honours BA and a Master's Degree in Accounting from the University of Waterloo. Nadine Ahn is Senior Vice-President of RBC Capital Markets Finance. She has overall global accountability for Capital Markets Finance, providing financial governance and value-added financial advice to support RBC Capital Markets, including financial control, product control, valuations and performance management. Nadine is a member of the CAO & CFO Operating Committee and the Capital Markets Operating Committee. Nadine joined RBC 17 years ago and has held various senior roles in Corporate Treasury and Finance, most recently as VP & Controller, Global Head of Financial Control, Capital Markets Finance. She is a CPA and holds a Bachelor of Commerce from the University of Toronto. Josh Critchley is Head of European Investment Banking at RBC Capital Markets. He is a member of the RBC Capital Markets Operating Committee and the European Operating Committee, and sits on RBC’s European Executive Committee. Josh joined RBC Capital Markets in September 2009 to help lead the build-out of our European investment banking and equities platforms within Capital Markets. Josh has 24 years of investment banking experience, most recently at Goldman Sachs from 2004 to 2009 and before that at Merrill Lynch from 1993 to 2004. He has been responsible for the origination and execution of a significant number of transactions in a variety of industries, including for financial, consumer, telecommunication, healthcare and industrial companies. Josh holds a BSc from City University Business School, London. Cam Des Brisay is EVP, Wholesale Credit Risk within Group Risk Management. Cam is responsible for the bank’s credit risk management interface with RBC Capital Markets, as well as the credit risk regulatory contact for Capital Markets. As the senior risk officer for Capital Markets, Cam and his team are responsible for aligning the business segment’s risk management processes with those of the RBC enterprise. He also has responsibility for wholesale credit risk in other business segments, including the National Clients Group in Personal and Commercial Banking. Cam is a member of the Global Risk Management Operating Committee. Cam joined RBC in 1992, and spent five years working in Corporate Treasury and Market Risk Management. He joined Global Credit in 1998, where he held progressively senior positions including Head of Loan Portfolio Management and Credit Exposure Management, a role he held for several years prior to being appointed Head of Global Credit in 2014. Cam is on the board of the International Association of Credit Portfolio Managers and is a Chartered Financial Analyst. He holds an MBA from the University of Western Ontario and a Bachelor of Applied Science (Mechanical Engineering) from the University of British Columbia. Trevor Gardner is Head of Canadian Investment Banking and is a member of the Capital Markets Operating Committee. He has been with RBC since 1998 and was previously Co-Head of Canadian Energy Investment Banking. Trevor is involved in several community initiatives, including Chair of the Board of Directors for YMCA Calgary and serving as a member of the Dean’s Advisory Council for the Lazaridis School of Business and Economics at Wilfrid Laurier University. Equities in 2008, adding responsibility for global electronic trading in 2009 and he assumed responsibility of Cash Equities in Europe in 2014. Trevor graduated with a Bachelor of Business Administration from Wilfrid Laurier University with Honours, and holds the Chartered Financial Analyst designation. In this role, Bobby has global accountability for all equity related product capabilities including sales and trading, origination, new issue distribution, risk management, electronic trading and research. Bobby began his career as an energy trader with Rauscher Pierce Refsnes, based in Dallas in 1996. In 2018 he was appointed Co-Head of Global Equities. Jonathan Hunter has served as Global Head of Fixed Income, Currencies and Commodities (FICC) at RBC Capital Markets since 2011, and is a member of the RBC Capital Markets Operating Committee. He is a member of the firm's operating committee as well as its U. Following the merger with Dain Rauscher, Bobby moved to Minneapolis to grow the NYSE Listed business. Bobby is an Executive Member on the Board of Directors of the Ronald Mc Donald House of New York, Inc., a member of the Borealis AI Advisory Council and is a founding member of the RBC U. Jonathan has been with RBC for more than 25 years, joining the Dealer Trainee Program in 1991. After RBC acquired Dain Rauscher Wessels 2001, Bobby transferred to New York, and was appointed Head of U. Since then, he has held progressively senior roles within Capital Markets, including Global Co-Head, Fixed Income and Currencies (2006-2011), based in New York, and Global Head of Liquid Products (2002-2006), based in London. Today, Jonathan leads a team of more than 700 professionals globally and is responsible for growing the FICC business into a significant contributor to RBC Capital Markets’ earnings. Jonathan recently served an eight-year term as a Director of the Board of the International Swaps and Derivatives Association (ISDA). He is actively involved in the firm’s various diversity, mentorship and recruitment initiatives, and currently serves as Chair of the Board of Trustees, and sits on the Board of Governors, for The Bishop Strachan School in Toronto. Jonathan is a key participant in RBC’s many community and charitable initiatives, including the RBC Race for the Kids, and he serves as a member of the United Way’s Major Individual Gifts cabinet as part of RBC’s annual Employee Giving Campaign. Jonathan earned his Honours Bachelor of Commerce Degree (Finance) from Queen's University in 1991, and is a Chartered Financial Analyst (CFA). Ahmed Kachenoura is Co-Head of Global Equities at RBC Capital Markets. In this role, Ahmed has global oversight of all aspects of client coverage for traditional cash equities and equity derivatives including sales and trading, origination, new issue distribution, risk management and research, as well as electronic trading. Ahmed joined RBC Capital Markets in August 2012 as Head of EMEA Trading based in London. He is a member of both the firm's operating committee and the U. In August 2013, he moved to New York to become Head of Trading for GELPAmericas and Local Head of the U. business before being promoted to Head of Global Equity-Linked Products. In 2018, he was appointed Co-Head of Global Equities. Ahmed is actively involved in supporting RBC’s charities and has participated in RBC events for the Ronald Mc Donald House New York, including Skate with the Greats. Ahmed has a proven track record in building and managing businesses and has held various senior roles over the past two decades within Equity Derivatives in trading, sales, research and risk management. He has also been a huge supporter of RBC Race for the Kids, where he has served as a team co-captain the past two consecutive years. Ahmed is actively engaged in promoting culture and diversity and in giving back to the community. Ahmed holds an engineering degree from Ecole Polytechnique and Ecole Nationale de la Statistique et de l’Administration Economique (ENSAE), and a Masters from Paris IX-Dauphine University in Cognitive Science. Prior to joining RBC, he spent 17 years at Credit Agricole CIB where he started his career as a Quant and held several Front Office leadership positions in Equity Derivatives. Ahmed and his wife with their two daughters live in New York City.‎Daniel Rosenbaum is a Managing Director at RBC Capital Markets, Head of the Central Funding (CFG) business division and Chairman of the RBC (Barbados) Trading Bank Corporation and RBC CMA LLC subsidiaries. As the Head of CFG, Daniel is responsible for overseeing a global secured financing business which delivers balance sheet solutions to its clients as well as managing investment and market making strategies. Daniel joined RBC Capital Markets in 1999 in New York as member of the firm's Global Arbitrage and Trading business. He was transferred to London in 2000 where he developed a European trading business as well as co-founded the CFG business. In 2005 he relocated to the Bahamas to develop the firm's Caribbean platform before being transferred back to New York in 2010. Daniel holds a BS in Mathematics from the University of California, Santa Barbara and a MS in Operations Research from Princeton University. Patti Shugart is Managing Director and Head, Global Corporate Banking and a member of the Operating Committee at RBC Capital Markets. Shugart oversees a client-facing team of more than 500 professionals globally who specialize in lending, trading credit and loan portfolio management for our corporate and institutional clients. She also chairs the Loan Portfolio Review Committee and the Commitments Committee which determines the firm’s global lending decisions. Patti is a strong advocate for diversity and inclusion. She sits on the bank-wide RBC Diversity Leadership Council, is a co-founder of RWomen, a global internal forum dedicated to fostering and developing female talent, and she chairs the Women in Capital Markets’ Advisory Council. She is RBC’s Executive Sponsor for the United Way’s Women United group, is a past United Way Cabinet Member, and for the past 3 years has been the Executive Champion for the Toronto RBC Race for the Kids. Patti has been recognized for her outstanding contributions to the industry through the Champion of Change award from Women in Capital Markets in 2016. He shares responsibility for coverage of banking clients and prospects, including corporate finance industry groups, mergers and acquisitions, equity capital markets, leveraged finance, and loan and high-yield capital markets teams. She was named one of Canada's Top 100 Most Powerful Women by Women's Executive Network in 20, and received the Women in Capital Markets Award for Leadership in 2010. Matthew is also responsible for managing RBC’s relationships with some of the largest and most active private equity firms in the world. Patti also sits on the Advisory Board for the Smith School of Business at Queen’s University. He serves on the firm’s Global Capital Markets and U. Regional Operating Committees and he is a member of the firm’s Commitments Committee. She has an MBA from the University of Toronto (Rotman) and a Bachelor of Commerce (Honours) from Queen’s University. He joined RBC Capital Markets in January 2015 as the Co-Head of Financial Sponsors. Matthew is Vice Chair and a member of the Board of Trustees of the TEAK Fellowship, a member of the Board of Youth, INC. Matthew and his wife live in New York City with their two children. Matthew Stopnik is a Managing Director and Co-Head of U. Prior to joining RBC, Matthew spent 20 years at UBS Investment Bank where his most recent role was serving as its U. and a David Rockefeller Fellow of the Partnership for New York City. David Thomas is the Chief Executive Officer of RBC Capital Markets Europe and Head of Wealth Management – International (WM-I), with responsibility for leading all aspects of RBC’s Capital Markets and Wealth Management businesses in the UK, Channel Islands and Europe, including strategy execution and effective governance. He is a member of the global RBC Capital Markets Operating Committee, the global RBC Wealth Management Operating Committee and the European Executive Committee. He chairs the Capital Markets Europe and WMI-I Operating Committees. Thomas also holds a number of UK board roles including Executive Director of RBC Europe Limited and Chairman of RBC Global Asset Management (UK) Limited. Thomas holds a BSc (Hons) degree from Loughborough University in the UK and joined RBC Capital Markets in 1992 following periods at a UK domestic bank and a technology company. Thomas has held a number of both global and regional mandates in business, technology and functional areas across the firm. Thomas is an avid fundraiser and supporter of charitable causes. He is a member of the Corporate Partnerships Board for Great Ormond Street Hospital and is active in fundraising for the charity and Sports Aid through the RBC Race for the Kids, RBC Ride for the Kids and other activities. Susan Uchida is the Head of Human Resources for RBC Capital Markets and RBC Investor & Treasury Services. She leads the HR function by working with a talented global team to deliver a range of HR services and programs that enable business strategies. Susan partners with the business to place, develop, reward, and retain top talent to drive the organization's success. He shares responsibility for coverage of banking clients and prospects, including corporate finance industry groups, mergers and acquisitions, equity capital markets, leveraged finance, and loan and high-yield capital markets teams. Susan previously served as Vice-President, Learning for RBC where she and her team were responsible for learning and development strategies, programs, technology and innovative approaches across the enterprise. He also serves on the Global Capital Markets and U. Regional Operating Committees and he is a member of the firm’s Commitments Committee. Since joining RBC Financial Group in 2002, Susan has served in a variety of business and HR leadership roles in Canadian and American retail banking divisions, insurance, and capital markets. He joined RBC in June 2008 after spending 15 years at Bear Stearns where he served as Senior Managing Director in the Leveraged Finance Group. Over the past 26 years, Jim has completed transactions of all sizes across the full spectrum of industry sectors. She has more than 16 years of experience in the financial services industry. In his previous role, Jim was responsible for the firm’s leveraged finance business in the U. in Accounting from the University of Southern California and MBA from Wharton. Susan holds an MBA from Dalhousie University and is a Board member and HR Committee Chair at The Learning Partnership. S and Europe, leading an experienced team of specialized professionals to help clients raise the capital in connection with corporate acquisitions, leveraged buyouts, recapitalizations, and refinancings. He served on the Board of Trustees at Greens Farms Academy in Westport, CT from 2012 to 2018 and he and his wife served as chairs of the Parents Executive Committee of Bowdoin College from 2014-2019. Stewart Burton is Vice Chairman and member of the Global Banking Operating Committee. He is responsible for senior client coverage and has extensive experience in investment banking, providing both financing and merger and acquisition advice across a broad range of industries. Stewart joined the Corporate Finance Department of RBC Capital Markets in 1986 after earning his MBA degree from the Harvard Business School. Stewart also holds an HBA from the University of Western Ontario. Prior to completing his MBA, Stewart earned his Chartered Accountants designation after spending three years with Ernst and Young. Michael Cook is Vice Chairman of Global Investment Banking, RBC Capital Markets Australia. Michael serves as a senior ambassador of RBC Capital Markets, working closely with the investment banking team to build relationships with clients in Australia. Michael brings considerable experience and an extensive network to RBC. He spent 19 years with Macquarie in a number of senior roles and 15 years with Bankers Trust, which Macquarie acquired in 1999. During his time at Macquarie, Michael was appointed Head of Corporate Advisory and Co-Head of Corporate Finance, which ultimately became Macquarie Capital. He also spent seven years with Macquarie in New York with a focus on building the firm's private equity buy-side and infrastructure businesses. On his return to Australia in 2014, Michael chaired Macquarie’s Client Coverage Group with a broad sector focus and responsibility. His recent experience covers the Industrials, Healthcare, Technology, Real Estate, Infrastructure and FIG sectors. Joe Cunningham is Vice Chairman, Global Investment Banking, and provides senior coverage of clients in the pipeline and midstream sectors of the US energy industry. He previously served as Managing Director and Co-Head, US Energy Group from 2006-2016. Joe has 35 years of energy industry investment banking experience, including 25 years with RBC Capital Markets and predecessor companies. Joe received a BA degree from Georgetown University and an MBA degree, with distinction, from Harvard Business School. Andrew Federer is Vice Chairman, RBC Capital Markets and is a member of the Global Investment Banking Management Committee, the Equity Commitments Committee and the Mezzanine Finance Committee. He is responsible for senior client relationships and for providing advisory and deal execution services for the firm’s global clients, including: mergers and acquisitions, leveraged loan and high yield financings, bond issuance, and IPOs and secondary offerings. Andrew has an extensive and broad range of transactional experience having advised a number of North America's largest corporate issuers and private equity firms. He also previously served as Head of Corporate Finance in Canada with responsibility for the management and direction of a number of teams, including: Communications, Media & Telecom, Financial Institutions, Consumer and Industrial Products, Financial Sponsors, Infrastructure Coverage, and Infrastructure (PPP) Project Finance. Andrew is a member of the Board of Trustees of The Art Gallery of Ontario, Vice Chairman of the Board of Governors of The Bishops Strachan School and Co-Chairman of the RBC Capital Markets Foundation. Since October 2010, Michael Fortier is Vice Chairman, RBC Capital Markets. Prior to joining the Royal Bank of Canada, he had been active principally in the fields of banking, politics and law. Over the past 25 years, Michael has worked as a senior relationship banker for several Wall Street (Morgan Stanley, Credit Suisse) and Canadian (TD Securities) investment banking firms and worked in Canada and the UK for one of the leading Canadian law firms (Norton Rose). Between January 2006 and November 2008, Michael served as Canada's Minister of Public Works and Minister of International Trade. Throughout this period, he also acted as the Minister responsible for Greater Montreal. Michael also chaired Prime Minister Stephen Harper's Conservative Party leadership campaign in 2004 and the Party's 20 federal election campaigns. He also served from 2012 to 2015 as a member of United Technologies’ International Advisory Council. He is active with many philanthropic organizations, including as Chairman of Ste Justine Hospital’s Foundation since 2012. He has also accepted numerous pro bono assignments from municipal, provincial and federal governments, notably negotiating the return of Formula One racing to Canada. Michael lives in Montreal with his wife Michelle and his six children. Larry Grafstein has been Deputy Chairman of Global Investment Banking at RBC Capital Markets since September of 2018. In his 30 years on Wall Street, he has advised clients on nearly $1 trillion of completed transactions. His experience spans all industries and geographies and includes some of the largest and most complex M&A, restructuring, equity and privatization deals. His clients over the years have included Aer Cap, AT&T, BAT, Charter Communications, Creative Artists Agency, Fiat Chrysler Automobiles, Hutchison Whampoa, Intel, Jabil, Juniper, Leucadia, Level 3, Microsoft, Mosaic, Sprint, Time Warner, TPG, Visteon and Vodafone. Recently he advised CSX on its response to activist investor Mantle Ridge, IBM on its acquisition of Truven, and Molson Coors on its acquisition of its Miller Coors JV. He advised on the restructurings of World Com and Nortel, two of the largest done to date. He has worked on behalf of the Governments of Canada and Ontario regarding their investments in Chrysler and General Motors after the financial crisis and advised on the landmark privatizations of Telefonos de Mexico and Telstra of Australia. He recently represented Statewide Mobility Partners, a consortium of investment funds, on the divestiture of Indiana Toll Roads, one of the largest infrastructure sales in US history. Phil, Balliol College, Rhodes Scholar), and the University of Toronto (J. He is co-chair of his Harvard class and has served on the board of a number of public companies and philanthropic institutions, including the US board of Upper Canada College and the board of trustees of Horace Mann School in New York. In 2014 he helped settle the strike and consumer boycott at Market Basket Supermarkets in New England through the sale by certain members of the Demoulas family of their ownership stake and resolution of their 20-year control dispute. Kent Savagian is a Vice Chairman in the Global Investment Banking Group and Head of the Los Angeles Office. Kent is a widely recognized expert in complex advisory, financing and out-of-court restructuring transactions with almost 30 years of experience. Kent has spent much of his career advising media clients as well as West Coast based private equity clients. To date, Kent has worked on over $250 billion of financing assignments across a broad range of products including leverage finance, equity, investment grade and film/content financing, and in excess of $150 billion of advisory work for clients in his career. Kent previously served as a Managing Director at Moelis & Company and Credit Suisse where he advised corporate clients including the Walt Disney Company, Euro Disney SCA, Sony Entertainment, Penton Media, Media Rights Capital, Pixar Entertainment and Scripps Networks. He has also worked with most West Coast private equity clients including Oaktree Capital, Ares Capital, Leonard Green Partners and Aurora Capital. Prior to Moelis & Company, Kent ran the highly successful Los Angeles Office at Credit Suisse from 2005 through 2011, and prior to Credit Suisse worked in the Los Angeles Office of Donaldson Lufkin & Jenrette. Kent holds a BS in Economics from Brigham Young University and an MBA in Finance from the UCLA Anderson Graduate School of Management. He is on the board of the California Chamber of Commerce and served on the Executive Board in 2013, Chairs the Audit and Finance Committee at St James’ Episcopal School and is currently involved in the Los Angeles Area Council for the Boy Scouts of America. David Thomas is the Chief Executive Officer of RBC Capital Markets Europe, responsible for leading all aspects of the business in the region, including strategy execution and effective governance. This includes all areas of the UK business and the branch operations of RBC Europe Ltd., in Germany and France. He is a member of the RBC Capital Markets global Operating Committee and the European Executive Committee, and chairs the European Operating Committee. John joined RBC in May of 2015 from Credit Suisse, where he held dual roles as the COO for Credit Suisse’s Americas Equities businesses and the Head of Front Office Controls for Credit Suisse’s Global Equities business. David also holds a number of UK board roles including Executive Director of RBC Europe Limited and Chairman of RBC Global Asset Management (UK) Limited. Intermediate Holding Company (IHC) in which he works closely with the IHC CEO and all U. business leaders in driving collaboration opportunities across our U. Prior to Credit Suisse, John spent 16 years at Merrill Lynch, where he held various Financing, Operational and COO positions within Merrill’s Treasury, Equity Derivatives and Prime Brokerage divisions in New York, Hong Kong and Australia. David holds a BSc (Hons) degree from Loughborough University in the UK and joined RBC Capital Markets in 1992 following periods at a UK domestic bank and a technology company. Based in Jersey City, New Jersey, John is responsible for all operational, control and administrative aspects of RBC’s U. Capital Markets businesses and has local management responsibility for all Technology, Operations and Functions groups. He began his career in commercial banking during which he held a variety of Credit and Operations roles. Since joining RBC, David has held a number of both global and regional mandates in Technology, Operations, Risk Management and Compliance. John is also the Chief Operating Officer for RBC U. John is active in RBC’s Employee Resource Groups (ERG) and in the Jersey City community. He is a member of the Corporate Partnerships Board for Great Ormond Street Hospital and is active in fundraising for the charity. He is the Executive Sponsor OF RBC’s Vets Network ERG working closely with select veteran organizations in both New York and New Jersey. in Finance and International Business from Pace University in New York, and his M. A in Finance from New York University’s Stern School of Business. John serves as a member of the Advisory Board of the New Jersey City University School of Business, and actively supports The Boys and Girls Club of Hudson County and The All-Stars Project Development School for Youth. Additionally, he holds Series 7, 24 and 63 licenses. Blair Wark is Chief Financial Officer (CFO) for RBC in Asia-Pacific and Chief Operating Officer (COO), RBC Capital Markets Asia-Pacific. As CFO he leads the Asia-Pacific finance team and oversees all finance services to the Asia-Pacific business platforms, including valuations, financial and product control, and performance management. As COO, he oversees the regulatory obligations and business operations, and leads the functional, operational, and financial aspects of Capital Markets in the region. Blair is actively involved in regional diversity initiatives and is Chair of the Australia Diversity Council. Blair joined RBC in 2010 as a Director, Head of Finance. He is a qualified Chartered Accountant with over 20 years’ experience in banking in London, New York, and Australia, having held roles with Price Waterhouse, Halifax plc, Banco Santander, and Lloyds International. Blair studied at the University of Technology, Sydney, Australia with B Bus.